Company description
SpeedyMoney is committed to providing you with a hassle-free solution to your short-term borrowing needs. Sometimes called payday loans or cash advances, these types of loans are designed to help you over a difficult patch typically for a 4-6 week period.
We offer payday loans from $200 - $1600. Repayments are withdrawn from your account via Direct Debit on the day that you are paid, either weekly, fortnightly, or on a specific date in the month. The application process is straight forward, takes only a few minutes, and during business hours we typically make the decision and send the funds in less than 60 minutes. Depending on who you bank with the money can be with you in minutes, a few hours, or at worst overnight. By far and away the majority of our payments are received the same day.
Our responsible lending principles aim to ensure we offer you a loan with repayments you can afford. You can also use our cash loan calculator above to work out your approximate repayments before you apply. You must be employed (we cannot help you if the majority of your income is from Centrelink), and you will need to download your bank statements via the application form, so have your bank details to hand.
We are 100% online, processing applications 24/7, regulated by ASIC, and active members of the National Credit Providers Association (NCPA) and the Financial Ombudsman Service (FOS).
Our business is regulated by ASIC and our product is classified as a Small Amount Credit Contract (SACC), although they are also commonly referred to as payday loans, cash advances, personal cash loans, cash loans, little loans, quick cash loans and short-term loans.